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Third party, fire and stealing is an expansion of third-party only insurance but also protects your vehicle whether or not it catches fire, or if it’s stolen. That is different to bicycle insurance where most expert policies will simply cover the cyclist identified on the coverage (tho motorcycles covered on house contents can give them to household members). Unfortunately for younger drivers, cover will be more costly than for older, mo Re experienced drivers. Parkers have created a handy tool that allows you to look for a specific vehicle and it provides back the insurance team the automobile falls within. Insurance groups range from 1-50 – the lower the team, the lower the insurance cost.